Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 5,454

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 500,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
5

out of 5

POSTED: | BY: Lori

I called at 5:27pm today to verify from…

I called at 5:27pm today to verify from an e-mail I also received today, (3/18/26 @ 3:35pm) regarding my documentation on my monthly heart medicine claim from Chewy and the additional medicine Dr. Moran added on 2/2/26 invoice for Smokey"s heart condition. (Heart Health Formula by Thorne Vet) I spoke to Donna C. from Tenn. and she was very helpful and was able to see what Fetch actually received yesterday (3/17/26 11:07am) my fax of my documentation. She verified that everything was received and all documentation is there. She told me that all I need to do is wait for all to be processed now... I thanked her very much for verifying all was received and nothing else was needed and I will now wait for processing. Thank you for live agents to verify and confirm about receiving and verifying documentation.
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5

out of 5

POSTED: | BY: Susan Timochenko

Hello-

Hello- Amanda H. was so informative and pleasant. She helped me set up the fetch app and helped me with how to order my pets prescriptions with fetch. She is definitely a great asset to your company. Susan Timochenko
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5

out of 5

POSTED: | BY: Judy Beard

Excellent customer service

Eileen (sp?) took excellent care of me answering all my questions completely and competently. Very pleasant young lady and I would consider her an asset to your company…if you don’t already!
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5

out of 5

POSTED: | BY: Toni

The representative was warm friendly…

The representative was warm friendly and knowledgeable. She listened to my request and immediately confirmed that the invoices had gone through. Fetch has been a wonderful company to work with these past 6 years. I highly recommend them for all your fur babies!
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1

out of 5

POSTED: | BY: OLYMPIA lIO

The reimbursements have been very small…

The reimbursements have been very small with the last two vet visits. Description is cryptic
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Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance detail
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo
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