Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 5,987

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 500,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
1

out of 5

POSTED: | BY: Matthew Mann

Be careful with Fetch

Be careful with Fetch. There is an excess on every condition your pet has that you claim for, meaning you don’t get any rebate until after you have exceeded the excess. In my case it was $200. They also took 2 weeks to even process my first claim and tell me that they approved it but wouldn’t pay me anything as it was under the excess amount. This sort of insurance is only good for really expensive visits like a costly emergency surgery, and even then you need to have the highest covers to get any decent sort of benefit. Other providers have much better coverage and service without the excess.
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5

out of 5

POSTED: | BY: Lisa

Quick payment and easy submission

Quick payment and easy submission
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5

out of 5

POSTED: | BY: Corinne

Excellent help for a first time claimant.

I'm not versed on submitting claims at all. So the representative that I spoke with explained exactly how I have to meet my deductible. He was very helpful and explained it well.
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5

out of 5

POSTED: | BY: Denyse

Great Experience

I had researched several pet insurance policies and felt overwhelmed. I called Fetch and Laura was the representative I spoke with. She was very helpful and found a policy that worked for me. She explained all the coverage options. I was so happy with my policy, that I called back a week later to add a wellness policy to what I had purchased. Of course I asked for Laura!!
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5

out of 5

POSTED: | BY: Bob Jordan

I had a problem uploading files for a…

I had a problem uploading files for a claim, so I contacted Support. She walked me through the upload process again, and I still was not able to upload the files. She then walked me through what was needed to file the claim through email, and that went smoothly. I can honestly say the warmth of her personality came through in how she interacted with me, and this was easily the best support person I have ever dealt with.
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Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance detail
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo
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