Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 2,428

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 3.0
  • 1.6
  • 4.9
  • Count
  • 4
  • 38
  • 2,428

Updated: May 31, 2024

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
1

out of 5

POSTED: | BY: marcos baez

Fetch Pet Insurance is a Fraud

Fetch is a fraud just like most pet insurance companies in this country. They plan to deny most claims and will simply keep spinning lies to explain the rejections. I took cat to vet for constipation and Fetch denied the claim because she allegedly had ottis externa last year. She had an ear infection last year (B4 I had Fetch) so Fetch denied her constipation claim this year. I fail to see the correlation. **Your reply is nonsense, if a check up is required than that should be stipulated and it wasn't, only that joint issues wouldn't be covered for 6 months unless a check up was done within 30 days of beginning policy. If that's the case you shouldn't have taken my money and led me to believe I had coverage. Yea your policies don't work cause there FRAUD!!!
5

out of 5

POSTED: | BY: Dennis Dehne

13 years of good service

I have used Fetch for the better part of 13 years. Claims are easy to process, and paid quickly directly to my checking account. When I have spoken with a representative they have always been helpful. I chose Fetch because claim payments are based on the invoice amount; not on a injury/sickness maximum.
5

out of 5

POSTED: | BY: Tony Cil

Pet insurance is a must

Fetch, formally Pet Plan, has been our fur baby's company since 2018 when she was a puppy. We have two claims in that time. The last being just this year when she needed surgery on her eyelid. Fetch processed the claim quickly as you need to provide them with the history notes from the Vet. Pet insurance is mostly important for substantial Pet care. Not for nickel and diming the insurance company.
5

out of 5

POSTED: | BY: Randy V.

Easy to use app/website for easy filing of claim

Simple upload process for submitting a claim. Was kept updated on the process and claim filing was completed in the initial timeframe given to me.
4

out of 5

POSTED: | BY: Kathleen

Ease the pain of an otherwise costly experience

With the exception of having to resubmit documentation multiple times after the sudden death of my puppy (only 15 weeks old) from thrombocytopenia and lympathic leukemia, I was satisfied with the insurance reimbursement. While this was a tragic and traumatic situation for me, it was comforting to have FETCH Pet Insurance to ease the pain of an otherwise costly experience.

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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