Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 5,213

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 500,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
5

out of 5

POSTED: | BY: Joe Sosa

Eileen was professional

Eileen was professional, polite and very knowledgeable and was able to guide me through the comparison of coverage with ease. She made sure all my questions were thoroughly answered. Charts for comparison was emailed to me immediately. She made the decision process comfortable with absolutely no pressure.
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5

out of 5

POSTED: | BY: Jaymie Gurden

Jaymie G recommends Fetch Pet

Amanda H was excellent she went out of her way to call Paw Steps Pebbles Vet to make sure Fetch had all the documents from her echocardigram from July 21,2025 I couldn't have asked for better customer service
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5

out of 5

POSTED: | BY: erika

The reimbursement turnaround time was…

The reimbursement turnaround time was amazing, very simple to just upload documents.
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5

out of 5

POSTED: | BY: Danielle

Claims are easy to submit

Claims are easy to submit, quickly reviewed and coverage and payouts are clear. Grateful for the peace of mind Fetch brings to my pet's care.
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1

out of 5

POSTED: | BY: Linda

Not very happy

I applied, sent my dogs records, paid and I got an email weeks later with different coverage. I based the vet care based on the information I originally orgered.
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Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance detail
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo
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