Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 5,523

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 500,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
5

out of 5

POSTED: | BY: Kramer

Carly was incredibly helpful and…

Carly was incredibly helpful and knowledgeable. She did a great job guiding me through the process of getting pet insurance for our new puppies and made everything easy to understand. I really appreciated her patience and support—highly recommend working with her!
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2

out of 5

POSTED: | BY: CMB

Outrageous increased premiums after illness

As my dog aged, insurance premiums increased, as most pet insurance does. However, when my dog had a medical issue after 10 years with the insurance, the premiums almost doubled (to $400/month in 2025). Most shockingly, my dog didn’t require surgery, nor any expensive treatments or tests (analgesics and crating only), just several visits to the vet. Now, I can’t switch to another insurance because she has a pre-existing condition. Fetch doesn’t work like a true insurance, in which the risks are distributed amongst the insured pool, they get their money back from you in the subsequent months. They can do that because you are now trapped with them due the pre existing condition
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5

out of 5

POSTED: | BY: Jimmy G

Amazing company and professional staff…

Amazing company and professional staff who takes utmost care for the clients and their loving pets. Very highly recommended.
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5

out of 5

POSTED: | BY: Dee J.

Great experience with Fetch’s…

Great experience with Fetch’s Representative Josh. Very efficient, informative, & professional.
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1

out of 5

POSTED: | BY: White Dog Arms

Terrible company to do business with

Terrible company to do business with. Nothing is really covered.
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Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance detail
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo
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