Fetch Canada | Pet Insurance Review

4.9

out of 5

Number of reviews 1,357

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 500,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
5

out of 5

POSTED: | BY: Jax

The support team was sooo helpful!!

I spoke with Alicia, on the phone yesterday and my experience in dealing with her was wonderful! I am new to Fetch and I’ve never had dog insurance before… That being said I had multiple claims to file and didn’t realize that invoices and medical records of each visit had to be submitted… To make a long story short I messed up and Alicia was so patient and kind to walk me through each claim and explain the outcome based on each vet visit. I unfortunately missed the window to submit two of the claims which I wasn’t thrilled about as I don’t feel fetch informed me in the beginning letting me know that there was a time limit to submit them. That being said, we are hopefully back on track and I’m hoping there will be no more issues in the future. Anyhoo…again, Alicia was incredible to deal with and if I have any more questions, she has given me her direct contact information and I will be dealing with only her from now on. Thank you, Alicia for your help and patience while navigating through the chaos lol🙏🏼😊
5

out of 5

POSTED: | BY: Angela

Josh Sabado was very polite and was…

Josh Sabado was very polite and was able to answer my all questions with ease. Thank you so much Josh
1

out of 5

POSTED: | BY: Wyatt Barclay

I am beyond disappointed with Fetch Pet…

I am beyond disappointed with Fetch Pet Insurance. Your lack of integrity and compassion is absolutely appalling. As young professionals with limited income, we trusted Fetch to protect our beloved puppy in case of illness, but instead, they left us with a $1,600 vet bill because of their nonsensical policies and refusal to provide the coverage we paid for. Our puppy had diarrhea before our coverage began which began under the breeders care, which they conveniently used as an excuse to deny our claim when she later got seriously ill after the policy was active. Diarrhea is an incredibly common and minor issue in puppies, and it had no relation to the illness or the tests conducted she experienced later. Despite this, Fetch callously labeled it a "pre-existing condition" to avoid paying out. Their customer service was unhelpful, unsympathetic, and showed zero willingness to work with us or address our concerns. It’s clear they are more interested in profiting from technicalities than helping pet owners when it truly matters. We are canceling our policy and will never recommend Fetch to anyone. In fact, I’ll be warning every dog owner I know to steer clear of this company. If you value your pet’s health and your financial security, do NOT waste your money on Fetch Pet Insurance. They’ll happily take your premiums but will find any excuse to deny your claims.
5

out of 5

POSTED: | BY: samin mahdavian

5 Stars

5 Stars – Amazing Experience with Amanda! I had such a great experience working with Amanda to get insurance for my kitten, Simba, through Fetch. Amanda was incredibly knowledgeable, patient, and attentive throughout the entire process. She took the time to explain all the options and made sure I fully understood the coverage details, which gave me so much peace of mind as a new pet parent. Her genuine care for both Simba and me really stood out—it felt like I was talking to a friend who truly wanted the best for us. Thanks to Amanda, I feel confident knowing Simba is well-protected! I can’t recommend her enough!
5

out of 5

POSTED: | BY: Ev

Josh Sabado answered all of my…

Josh Sabado answered all of my questions, clearly, politely and was very knowledgeable. I feel I understand your policies and it was an excellent experience.

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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