Fetch Canada | Pet Insurance Review

4.9

out of 5

Number of reviews 1,357

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 500,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
5

out of 5

POSTED: | BY: Jeroen

I really appreciate the care and…

I really appreciate the care and understanding Amanda had after finding out the policy on my pups was only changing because my wife passed. She made it easy and showed great compassion while switching everything.
1

out of 5

POSTED: | BY: Candace Kennedy

Such a disappointment

Be careful if signing up for the wellness package as the customer service agent gave me misleading information. I was told I would have $250 in dental cleaning coverage and was then told months after I added the wellness package to my policy that it was actually $125. Fetch has done nothing to rectify this situation despite my sharing the email proof where I had even specifically clarified the amount of coverage as there were discrepancies. I made it clear in my communication that I would not purchase this additional policy if the coverage was only $125 for dental and was assured that I would receive $250. After discovering this error and contacting them I was told a manager would look into it. Had to wait a month for their reply which informed I would only receive $125 towards dental and that’s that. Not sure how they can get away with selling a policy under false pretences and then there is zero accountability or recourse. Additionally, each of the 3 times I have submitted a claim there has been a mistake such as over charging for the deductible or not covering part of the exam fee for annual check up which is part of the wellness package. I get the sense they don’t care about pets but are all about the money and will do everything to deny claims or pay as little as possible. You have to constantly be on your toes with them which really defeats the purpose of having pet insurance which is supposed to provide peace of mind. Typical insurance company. I will be switching to another company as soon as possible.
5

out of 5

POSTED: | BY: G E

5* Customer Service Phone Call

I had an amazing experience with Rachel Dillard at Fetch Pet Insurance! She was incredibly professional, kind, and knowledgeable, making the entire process smooth and stress-free. She took the time to thoroughly review my claim, answer all my questions, and ensure I had everything I needed for pre-approval. Her excellent customer service and efficiency truly made a difference. I appreciate her patience and willingness to help, and I’m grateful for the positive experience. Thank you, Rachel, for your help!
2

out of 5

POSTED: | BY: Carol

SAVE UP YOUR MONEY INSTEAD

I initially got pet insurance because I never had a lot of money saved away, and when we started it was only $30 per month. After about 6+ years with Fetch Pet Insurance, and the way they weren't able to own up to their own mistake after a quote on a big operation for my dog, I have come to the conclusion that the money I pay for Pet Insurance just isn't worth it. They missed out telling me important information multiple times, which is frustrating - I could have been using it on our yearly vet bills. The thing is, within 4 years, you could and likely will be paying $150+ per month per dog because your premium keeps going up. You're better off saving $200 a month for your dog's vet bills and their future, in my opinion.
5

out of 5

POSTED: | BY: Consumer

Carla Steven’s was really helpful and…

Carla Steven’s was really helpful and she went above and beyond the expectations. She helped me to explore different options to insure my cat . Thank you

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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