Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,006

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Tim and Brenda DAVIS

Embrace handled our 3 claims

Embrace handled our 3 claims, for our dog Charly, who was very ill with a stomach and bowel obstruction, as detailed in the policy documents in a somewhat slow but professional manner. It took several emails to and from is and the 3 different Veterinary offices to get all of Charly's records to the Embrace office. Payments were made within the 30 day time-frame. Thank you for your assistance as this was a very expensive and unexpected illness.
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5

out of 5

POSTED: | BY: kyle beckman

Quick response to claims and an easy to…

Quick response to claims and an easy to use web site.
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5

out of 5

POSTED: | BY: sherri

Very fast review and payment of claims!

Very fast review and payment of claims!
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5

out of 5

POSTED: | BY: John W Aiple

VERY EASY TO UNDERSTAND

VERY EASY TO UNDERSTAND. STEPS WERE SIMPLE AND EASY TO FOLLOW.
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4

out of 5

POSTED: | BY: Dorothy Stone

Embrace was very professional& caring

Embrace was very professional& caring
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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