Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,322

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Karen De Jesus

Great insurance

Great insurance. Customer service was very helpful because I had many questions to fully understand the policies. I’ve submitted many claims and they processed them in a timely manner.
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1

out of 5

POSTED: | BY: Tracy Flaherty

Typical Corrupt Insurance

Honestly I believe your company is a scam. you covered NOTHING during the year I had a membership. Like all insurance companies, you find every way to NOT cover anything. How was a simple check up/ normal shot not covered. Yet they "were pre-existing conditions" I'll ever recommend this company to any one.
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5

out of 5

POSTED: | BY: Rachael Jostsons

Claim

The last time I submitted a claim, I was reimbursed quickly. Customer service was great!
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5

out of 5

POSTED: | BY: Jennifer Rieper

Embrace pet insurance is top notch!!

Embrace pet insurance is not only affordable, they have excellent coverage and filing a claim super easy through their app. I received my reimbursement funds within 48 hours of having my claim approved. I will never go without (Embrace) pet insurance for my fur babies.
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5

out of 5

POSTED: | BY: J Haskett

I love embrace pet insurance

I love embrace pet insurance. I am so appreciative that they provide excellent claim reimbursements. They always have excellent customer service where you can call them with any questions.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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