Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,322

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: DG

Really good plan! So glad have it after almost 8 years

I've had embrace for the last 7 1/2 years. The Wellness plan reimburses me for my dog's annual exam every year. It also helped me out greatly when my dog had to get a tooth extracted during a dental cleaning when he was a puppy.
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5

out of 5

POSTED: | BY: Susan Banks

Embrace responds quickly

Embrace responds quickly. Sends reimbursement in a timely fashion. It is not cheap, but well worth it.
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1

out of 5

POSTED: | BY: maggie

its been 30 days to get money on a…

its been 30 days to get money on a diagnosis visit from the vet and now my dog had to have surgery and Im afraid that the money I have spent on ensuring my dog had insurance was a complete waste of time and money because I have yet to have someone talk to me about repayment for this issue and I have submitted all of his medical history 3 times and still nothing! every disappointed!
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5

out of 5

POSTED: | BY: Evelyn Pierce

To submit a claim for Logan

To submit a claim is very easy. App is very user friendly. Thank you for making it easy to submit a claim.
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5

out of 5

POSTED: | BY: MLM

Easy Submissions

For 3+ years, I have always been able to submit a claim very easily for wellness appts. If I have a question, the answers have a fast turn around and I feel so much better that my cats have insurance for accidents, dental and health problems.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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