Embrace | Pet Insurance Review

This insurance really is a great help for the most part. It takes the stress of dealing with having to take your pet in for an emergency or an urgent need. The coverage is what you need it to be because you can choose the plan that fits your pet. However, it gets hard to send claims in. The requirement of an itemized bills is basically what the provider gives and yet it is not enough to get reimbursement. I basically sent everything that was provided to me by the vet clinic and even the clinic does not know what else is needed. The good thing about this insurance is they DO respond very quickly and they reimburse quickly as well. It is not a question if this is a good insurance because it is. The process and requirement is quite confusing.

Easy to submit claims, friendly staff and timely processing

Embrace was very patient and helpful in my getting the correct information to complete my dog's claims. Once that was done they quickly processed it and my reimbursement was received. Highly recommend!

Pays nothing, just one example: insisted my elder dog's pneumonia was a preexisting condition from 3 years ago. Yes, he has had pneumonia for 3 friggin years! I cancelled, it is pointless as they will only take your money and reject every claim.

If you have a pet, this is the insurance you need. My Rudy has been a sickly fellow for 2 years. I have never had a problem getting his vet bills paid. Rudy is at the vet hospital at least 3 times a year, along with vet visits. Embrace pays 90 percent after the deductible, including his heart medications.