Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,325

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: jr Anthony

The reps for the pet insurance are very…

The reps for the pet insurance are very well informed and happy to share their knowledge with the customer and are happy to answer any questions.
Read more on Trustpilot
5

out of 5

POSTED: | BY: Nicole Hoag

I'm so happy I got the number 1 pet…

I'm so happy I got the number 1 pet insurance for my Frenchie named Boi. Thanks for all the help. đź’Ż recommend.
Read more on Trustpilot
3

out of 5

POSTED: | BY: ktmac

Claims take a long time to be review…

Claims take a long time to be review and processed. I can understand the first one but claims for continued care should not take over a week to result .
Read more on Trustpilot
5

out of 5

POSTED: | BY: Erin W

This is my first experience with…

This is my first experience with Embrace and so far it has been a good one. Hopefully it will be just as positive if anything dire were to occur in the future with our new puppy. That’s when it will matter most and hoping it is never needed.
Read more on Trustpilot
5

out of 5

POSTED: | BY: Stacy Betz

Claim submission and payment were super…

Claim submission and payment were super easy! I did it all through the app and the reimbursements were so timely.
Read more on Trustpilot
Please leave a review

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
Provider website

Get a quote today

Leave a review