Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,336

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Michele Cancro

Setting up my account was easy

Setting up my account was easy. The website is totally user friendly. My claims were submitted easily. The site prompts you on how to proceed. The processing time is quick and with direct deposit, the reimbursement is very fast. This is the 1st time I have dealt w pet insurance but Embrace was highly recommended by a few techs at my vet's office. I'm happy that I chose Embrace. And I have already recommended them to 2 of my friends. One who just got a brand new puppy. I'm not 100% sure of this date but it was in Nov.
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5

out of 5

POSTED: | BY: Carlin, Katherine

This is truly the BEST pet insurance!!

This is truly the BEST pet insurance!!
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5

out of 5

POSTED: | BY: Kai Shanks

Very easy to submit claim online

Very easy to submit claim online. I just scanned in the invoice and the claim using Turbo scan on my phone, emailed to myself, saved on my computer and uploaded to your site.
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4

out of 5

POSTED: | BY: Kyna Engelhart

Embrace pet insurance has great…

Embrace pet insurance has great coverage and is simple to use. It was easy to input the claims and they were able to make sure that my dogs were covered. I know that with Embrace I can ensure that they will get their preventative healthcare needs taken care of as well as any urgent and emergent care needs. If you are thinking you might need pet insurance, Embrace is my recommendation!
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5

out of 5

POSTED: | BY: Jacob Bailey

Amazing staff

Amazing staff, policy options, and website platform. If you have a pet Embrace is the best insurance you can get. All claims are handled well and customer service. 5/5 stars
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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