Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,744

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Marlo R

I had a great experience…very professional

I had a great experience… I’m sorry I forgot her name but thaw handled my questions swiftly and respectfully.
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5

out of 5

POSTED: | BY: Karen L.

Just filed a claim which was so easy…

Just filed a claim which was so easy and fast. We are so glad we signed our pets up with Embrace pet insurance. They have so far paid our claims in a timely manner. Having Embrace has given us peace of mind knowing our fur babies are covered in the event of an accident or illness.
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5

out of 5

POSTED: | BY: EM G

Reliable, fast, easy, responsive

Embrace has been extremely responsive with every claim submission, easy to use, covered everything I expected, and refunds have been extremely prompt. I’m very thankful for the ease of use during a stressful and expensive time.
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5

out of 5

POSTED: | BY: Julie Flood-Hoying

Great experience

I have had a few claims in the last year for a couple of pets and so far all claims have gone through smoothly and Embrace has covered what they said they would cover! I have gotten reimbursements fast! So happy with this pet insurance! Unfortunately, I just had to submit another claim today, but I am confident that all will go well. Thank you Embrace
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5

out of 5

POSTED: | BY: John

I was very impressed with the speed…

I was very impressed with the speed that my claim was processed and settled. The entire claims process is very streamlined and simple!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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