Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,332

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jermaine Wilkerson Sr.

This is our first time using Embrace…

This is our first time using Embrace and so far submitting the documents and support has been really easy and great.
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5

out of 5

POSTED: | BY: Michael Burolla

Best Pet Insurance

Excellent news Narano and great customer service. Never have I felt like less than the most important client! Thank you from Heyu the Springer Spaniel!
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1

out of 5

POSTED: | BY: Brian Stahlhammer

Trash

Trash. Preexisting conditions limitations basically make anything uninsurable. What a grift.
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5

out of 5

POSTED: | BY: Iggy’s Parents

Cardiac Patient

Using Embrace is very easy. One of our girls has a heart murmur and we had to see a cardiologist for an evaluation. Thankfully it is a very mild murmur probably related to stress from vet visits. Thankful for Embrace and how easily we can submit claims.
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5

out of 5

POSTED: | BY: Tammy Burns

This company has been so consistent in…

This company has been so consistent in getting the reimbursement back to you. They are very easy to work with.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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