5
out of 5
POSTED: | BY: Robert Moffat
Professional and personal always
Professional and personal always
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4.9
out of 5
Number of reviews 20,336
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Logan Whitsitt
Excellent team and claims process
Excellent team and claims process! Love it.
1
out of 5
POSTED: | BY: thomas laplante
First accident claim for the puppy
First accident claim for the puppy. Our 2 year old tripped going down our stair, and she had a small limp for the next 10 days on and off. We decided to take her to the vet. The vet basically said she hurt her knee, and gave her some pills. One week later no limp. I submitted my bill, and because it was an orthopedic injury in our waiting period they won’t cover a ACCIDENT that is fully covered. If she cut herself she would have been covered. This is how USSA veterans are treated.
5
out of 5
POSTED: | BY: Aida
Still awesome!
We have had Embrace for almost 4 years now and they continue to deliver great service. We have had no hassles on claims & the claims are processed within just a few work days. The premiums did go up last year quite a bit which was worrisome - I hope they don't continue to rise. So far, I think it is still worth it in the event of a serious costly injury or illness. I would highly recommend if you're looking for pet insurance!
5
out of 5
POSTED: | BY: Leonard
Seems pretty easy to use
Seems pretty easy to use. The website is simple for submitting claims.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.