Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,756

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Denise Keller

Easy to use interface and good coverage.

Submitting claims via the website is simple and the company has covered what was in the policy. Their response to claims has been quick. I would definitely recommend this company to other pet owners.
Read more on Trustpilot
5

out of 5

POSTED: | BY: Andrew S.

Super fast reimbursement

Super fast reimbursement. Less than 48 hours from claim submission to direct deposit being made.
Read more on Trustpilot
5

out of 5

POSTED: | BY: Stephanie

The claims were processed quickly and I…

The claims were processed quickly and I was reimbursed quickly.
Read more on Trustpilot
5

out of 5

POSTED: | BY: Debra

Claims are handled expeditiously

Claims are handled expeditiously. I have always had good customer service experience when speaking to an Embrace staff member. Although I had to change my plan due to an increase in coverage, I still stand by Embrace for my pet insurance.
Read more on Trustpilot
5

out of 5

POSTED: | BY: Nick Baldes

Embrace has been easy to use

Embrace has been easy to use and has been very quick when it comes to claims.
Read more on Trustpilot
Please leave a review

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
Provider website

Get a quote today

Leave a review