Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,927

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Claudia Ionescu

Love Embrace

Claim submission is super easy and payments are quick Great coverage I've had Embrace for 10+ years for our kitties and it was a life saver
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5

out of 5

POSTED: | BY: Sherrill Ornberg

Easy to use

Easy to use. So glad we have this coverage.
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5

out of 5

POSTED: | BY: Angela Wendell

The people very kind and help me with…answers

The people very kind and help me with all the answers.
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5

out of 5

POSTED: | BY: Elise Barrett

Embrace is the BEST pet insurance!

Embrace is the BEST pet insurance I have ever had. They are fast with processing claims and thorough. The website to submit claims is simple and easy to follow/complete. I highly recommend Embrace. My vet said they are the best, and he was definitely right! It's totally worth it. Elise B.
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5

out of 5

POSTED: | BY: Tammy O.

Very easy to understand and complete!

Very easy to understand and complete. Thanks!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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