5
out of 5
POSTED: | BY: Robert Blum
Fast and Easy.
Filing claim was fast and easy.
Read more on Trustpilot
4.9
out of 5
Number of reviews 19,927
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Valerie Lee
We’ve been very happy with the service…
We’ve been very happy with the service and they have covered all of else’s expenses from numerous Veterinary visits.
5
out of 5
POSTED: | BY: Rosemary DeLucia
I have had Embrace insurance for my…
I have had Embrace insurance for my pets for many years. Their customer service really is excellent and their on-line site for entering/accessing my claim info is super easy to use. My only regret is that my rates have just skyrocketed for this upcoming year so I will have to have discussions with them about that.
1
out of 5
POSTED: | BY: Kashe
They could uphold the terms of their…
They could uphold the terms of their insurance contract and stop wrongfully denying claims.
5
out of 5
POSTED: | BY: CAROLYN JONES
I love having Embrace
I love having Embrace. Submitting a claim is super easy, and they always get back to me in a timely fashion.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.