5
out of 5
POSTED: | BY: Tim
Love em so far
Have made 3 claims, one for getting our pup 'fixed', and two GI problems.
Prompt service, prompt communications, prompt reimbursement.
Love em!
4.9
out of 5
Number of reviews 19,923
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Kelley
A Great Experience! Highly Recommended
I have been very impressed with the quality, promptness and follow through of the customer service representatives. I admit I was skeptical when I signed up for the insurance, and I was reluctant to submit a claim because I assumed it would be a hassle. I am happy to report that so far our experience has far exceeded my expectations. EVery claim was handled promptly and I received checks and feedback on my claims shortly after filing them. The customer service reps dealt with me via email, which was very convenient for me, and responded right away to questions and claims.
5
out of 5
POSTED: | BY: Ron
Quick service, plenty of feedback
This was our first claim. Since it was the first I wasn't sure what to expect. The claim was handled fairly and fast and I got several emails telling me what was going on. I'm pleased and confident about Embrace.
5
out of 5
POSTED: | BY: Julie
So far so good
We made our first claim and it was much easier than I imagined. We received the claims check promptly. We feel safer knowing our pup is covered by such a company.
5
out of 5
POSTED: | BY: Kathy
Perfectly satisfied.
Easy to file claim form, prompt response from the company, check arrived rapidly.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.