Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,322

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Katie Chambers

Great customer service and very fast to repond!

This was my first claim with Embrace, but everything went very smooth and I was reimbursed within 2 weeks. I would recommend Embrace to anyone looking for pet insurance. Also, the wellness plan is totally worth the money.
5

out of 5

POSTED: | BY: Gloria Paretchanian

Great Company to work with.

I have only good things to say about Embrace Pet Ins. Right from the start they were there to help in any way. If I called and had questions they were friendly and responded right away. When I e-mailed them with questions again they responded and were very helpful if I did not understand something. I would and will recommend the company to friends. It is nice to thinks you can contact a company and they will respond and be cordial. Sincerely Gloria Paretchanian
5

out of 5

POSTED: | BY: Jennifer V

Worth Every Penny

I have had numerous pets but this is my first experience with Pet Insurance, and I am happy to report I picked a great company. Great Customer Service and Quick Medical Reimbursements.
4

out of 5

POSTED: | BY: Melissa H

Husband skeptic is now glad we have Embrace

My husband was very skeptical when I suggested pet insurance for our new rescue. He advised they will take our money and we will never see any in return. He is now SO GLAD I FOUND EMBRACE. There were several different companies to choose from and we are so glad we chose Embrace. It was recently renewal time and after much review of other companies we renewed with Embrace. They are just the best option and coverage for the price! I recently had to reach out due to a special circumstance. I have to admit i was not sure how the situation would be handled but I am very impressed with the result. Thank You Embrace for giving us peace of mind for our new found friend. Not only did we save a dog's life she is returning the favor. This wonderful dog we rescued alerts our 5 year old son's seizures. She just started doing it all on her own. We are greatful for her and were are thankful that Embrace will help us take care of her so that she can help us take care of our son.
5

out of 5

POSTED: | BY: Stephanie

Personal care for my pet

Embrace has provided the most personal service to us and has been wonderfully helpful for the three years since we adopted our dog. As newcomers to pet insurance, we have found it to be a wonderful experience through Embrace. We receive personal communications about claims and our policy and any changes and every inquiry is well received and promptly handled. We also love having the wellness plan as it saves us money year over year in caring for our pup.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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