4
out of 5
POSTED: | BY: James Pruett
Overall great insurance
Overall great insurance. Needs to improve communications
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4.9
out of 5
Number of reviews 20,325
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Buddy King
We've had Embrace over a year and have…
We've had Embrace over a year and have experienced an excellent claim process and accurate reporting from your staff.
5
out of 5
POSTED: | BY: Jamison Beaver
I slept easier
I've never gotten insurance for my pets, when I bought my most recent pup it was 'part of the deal'. I am extremely happy I did before even picking him up,as we only had him 2wk when he was attacked by a large dog. My baby had to spend 2 nights at the Vet ER and it was nice knowing that I would get back a good portion of the cost.
5
out of 5
POSTED: | BY: Bruce Milano
Excellent process
Excellent process! Very simple and quick. The gentleman who helped me was very friendly and helpful.
4
out of 5
POSTED: | BY: LORI FEISTNER
Communication made my experience great
Communication made my experience great. Friendly and understanding. Prompt pay reimbursement.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.