Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,006

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Allison

Embrace is the TOPS

Embrace Pet Insurance gives me the peace of mind I need when it comes to my pet's health. I no longer have to weigh the option of money vs. care, all because I know that Embrace has my back and will assist me with paying for medical care that my pet may need. It is so simple to file a claim and with direct deposit I receive my claim in no time. Thank you Embrace your services are awesome and the staff is always lovely when I call. FYI I now have Embrace Pet Insurance on both of my sweet babies. Thanks Embrace for being there and caring about the wellness of my pets.
5

out of 5

POSTED: | BY: sandy

Great Insurance!

Great insurance for my cat! So far my claims have been handled very quickly, and this company covers more than others. A little pricier than others but Embrace provides good coverage, and gets my reimbursement to me in a timely manner. Very satisfied so far...
5

out of 5

POSTED: | BY: Robin

Easy Breazy and Covers Many!

I have had another Insurance for my Dogs and its was good but to be honest Embrace made it easy to switch. They have better coverage for LESS...HELLO Less money better product. The claim part was easy and about the same as the other company. I wound not hesitate to recommend this company!
5

out of 5

POSTED: | BY: Candice

Sigh of Relief

I have been nervous about getting pet insurance, especially narrowing down the choices that would be best for Cricket, our 5 yr old, 5 lb. Maltese. From the first phone call that I made to Embrace (where I got a human rather quickly), I was comfortable with the answers I received and their respectful responses to my questions. Our first wellness claim was paid 100%.There is no doubt that my husband and I (and Cricket) would recommend Embrace to others and to our vet!! Thank you and keep up the great work!
5

out of 5

POSTED: | BY: Laura

As Usual, Great Service

I've written several reviews and once again wanted to say how happy I am with Embrace Insurance. They review claims in a timely manner and are very fair when paying claims. I love the Wellness rewards too --- it's a no brainer if you see your vet at least once a year for an annual exam. The cost is more than made up for!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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