5
out of 5
POSTED: | BY: George
Fast and easy
Fast and easy
Read more on Trustpilot
4.9
out of 5
Number of reviews 20,332
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
2
out of 5
POSTED: | BY: Nug Dad
Biggest waste of money in my life
Biggest waste of money in my life, even with the USAA discount. There are plenty of other pet insurance options that will give you more for less.
If I were smart I would have just put aside a small chunk of my savings strictly for my dogs health.
5
out of 5
POSTED: | BY: Karen Rosa
Efficient and accurate
The portal and the process for claims is terrific. Not only is it easy to use but the prompts are also very user friendly. This plus notification of receipt of claim and payment is very efficient.
1
out of 5
POSTED: | BY: Sandra Severson
They can let people that know nothing…no help
They can let people that know nothing about insurance know more about how it exactly runs and what it does. I have the insurance from you and i have put in at least 4 claims and they didn't approve not one of them. Embrace sucks.
5
out of 5
POSTED: | BY: matty gallion
amazing!
very friendly customer service and extremely helpful
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.