Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,006

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Tina Bryan

LOVE THIS COMPANY!💖

I truly LOVE this Company! My Sierra got TPLO Surgery on both knees. One in 2021 & she just had her second one 3 weeks ago. Not only did they cover 90% of the procedures ($5,000 each) as my policy states but my reimbursement came super quick too. They really came through for us. We are REALLY THANKFUL for being able to help our Fur Baby to having a BETTER QUALITY of LIFE!! Can’t THANK YOU enough!🙏💖🥰
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5

out of 5

POSTED: | BY: Connie

Very quick service

Very quick service, reimbursed as I expected. Thank you.
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5

out of 5

POSTED: | BY: Rachel

Easy

I’ve never had an insurance claim go so quick and smoothly…. If only my car insurance worked this well….
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5

out of 5

POSTED: | BY: Jamie

Highly recommended!

The claim process was super simple and my check came so fast!
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5

out of 5

POSTED: | BY: Sandy Bentley Moore

Embrace has made submitting a claim so…

Embrace has made submitting a claim so easy! Thank you!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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