5
out of 5
POSTED: | BY: Andrew Donofrio
Embrace is the best
Embrace is the best! They really came through when my pets needed them.
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4.9
out of 5
Number of reviews 20,332
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4
out of 5
POSTED: | BY: Louise Smart
Overall very pleased with Embrace
Overall very pleased with Embrace. Their policies are comprehensive, reasonable, and easy to understand. Had some trouble initially with getting some claims processed. Unsure why it took so long, but they were eventually taken care of. Filing this last claim was extremely easy! We'll see how long it takes for them to process. Also my premium suddenly and inexplicably increased by $14/month recently! Still trying to find an explanation on their website...
5
out of 5
POSTED: | BY: Yoshimi Core
Best Customer Experience
My initial phone call to Embrace to my customer service representative was impressive. She display great empathy for my situation and put me at ease, excellent communications and checks for understanding me and the procedures/process I needed to follow. I would hire this person to represent me!
5
out of 5
POSTED: | BY: Daniel Andrade
Completely Satisfied
My claim question got answered and issue resolved timely.
5
out of 5
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.