5
out of 5
POSTED: | BY: Stephanie Denn
Easy to use service
The embrace website is easy to navigate. I can submit claims quickly.
Read more on Trustpilot
4.9
out of 5
Number of reviews 20,000
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Kristan Winand
Very Pleased
It is so easy to submit a claim. We have never had a problem with Embrace. Always pleased with the service and coverage.
5
out of 5
POSTED: | BY: Dick Lane
Best Medical Insurance For Your Pet..EMBRACE
Embrace is one of the most responsive & fair
Pet insurance companies I've ever had. My dog stopped eating becoming very lethargic & unresponsive. After leaving him at the vet hospital for test we found that he renal failure and infected bladder. Treatment & medication were given, but did little to cure his particular problems. He passed at home in his sleep two days later. I filed a claim with Embrace the following week and had an approval the very next week. Thank you Embrace...one of the finest pet insurance companies I've ever used!
5
out of 5
POSTED: | BY: Debra Lazar
Our dog has had some major health…
Our dog has had some major health problems recently that without pet insurance I don’t know how we could have made it. I can never say enough great things about Embrace, within 2 weeks of filing a claim Embrace had approved and deposited the money in my bank account. I’m truly grateful for Embrace Insurance and their quick response and professional assistance.
1
out of 5
POSTED: | BY: Zachary Garbin
It’s bad enough having a sick pet…
Pet insurance isn’t worth the money if they NEVER cover anything. Not to mention my monthly payment went up 32 dollars for the same useless insurance.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.