5
out of 5
POSTED: | BY: Mary Jane Anderson
Quick and easy!
Quick and easy!
Read more on Trustpilot
4.9
out of 5
Number of reviews 19,774
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Leslie
First time pet parent!
Filing a claim was very easy with Embrace! I’m a first time pet parent with no previous experience. My little love required emergency surgery to remove a large quantity of gauze. I was able to file two claims - two separate procedures - with ease. The checks arrived in my mailbox- in one envelope- within five days of filing. I’m very impressed with the ease of the whole claim process.
1
out of 5
POSTED: | BY: KG
Heartless Money Grab
As soon as my pet got older and developed an illness they refused to cover her care. When I called to inquire about the issue they compared my pet to a car… a car! Not a living breathing animal. They said insurance was only there to operate under the assumption that my dog was ‘functioning’ correctly as if she doesn’t have health needs. They are a heartless scam.
5
out of 5
POSTED: | BY: Avarayne Cached
Embrace has been super helpful and…
Embrace has been super helpful and worked with me on various claims. Thank you for your support...
RIP my fur baby.
5
out of 5
POSTED: | BY: Aneliese & Richard Burrell
Very happy customer
My dog has developed some allergies. So, I had to file a few claims for the first time since having the insurance for 3 years. Embrace was quick, easy and got the refund to me within days. I have no complaints! I will be a very long term customer. Thanks Embrace!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.