Embrace | Pet Insurance Review

So far this is my first claim. And I can't give you an honest opinion until I see if they pay the claim. But the people that I've talked to so far have been very, very nice and very knowledgeable.

Great experience. Submitted claim on Friday had the money in my account on Monday. I will continue to use Embrace pet insurance for all my pets.

I filed a claim with Embrace for my cat’s most recent visit to the vet. Just over $800 for hospitalization, x-rays, and some other diagnostics—she’s unfortunately had two previous surgeries for foreign body obstructions and we were worried she might need another. Embrace sent an email immediately after the claim was filed advising that it may be up to 30 days for the claim to process since it was the first claim ever, but less than 48 hours later the claim was processed and paid into my account. Every communication with Embrace has been clear and easily understandable and they have fully explained what is covered and any possible exclusions based on pre-existing conditions and other previous illnesses/incidents. I am already very impressed with Embrace’s service and am very glad I decided to sign up with them for pet insurance.

Embrace more than an expense is an investment. My claims have been resolved in a timely and so far in a favorable manner. If you have pets you should get embrace.

Filling out the claim form was easy to understand and complete.