Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,000

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Corrine Mcgranahan

Emergency/Hospitalization claim

We just had a very large claim for our dog and Embrace processed it and I had money in my a count within 10 business days! The rates are great, I cannot say enough great things about Embrace, I recommend them!
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5

out of 5

POSTED: | BY: Kyla Shoemaker

Ease of filing a claim

Ease of filing a claim. Speed of receiving refund. App is helpful and easy to use.
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5

out of 5

POSTED: | BY: David Kampf

Easy and fast. Worth the nominal ti.e.

The process is fast and easy. Worth the nominal time.
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4

out of 5

POSTED: | BY: JOHN

Embrace has been great for the first…

Embrace has been great for the first year. With no claims filed, they hit me with a 27 percent policy price increase for renewal with suggestions to tailor the policy to lower the cost. I didn’t renew. Luckily my wife was offered a policy through her employer for half the price.
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5

out of 5

POSTED: | BY: David Pabst

I was so happy to have your insurance…

I was so happy to have your insurance when my dog almost died. I tell all my friends to get Embrace pet insurance for that peace of mind.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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