Embrace | Pet Insurance Review

Things going smoother with Embrace. Just put in 2 claims, prescription are tricky when buying from Chewy. The system doesn't want to take Chewy. I seem to force it through.

Since I got Embrace, they have been very helpful and efficient as processing my claims and with my puppy, thay have been many (unfortunately). When one was denied and I called to ask why, the claim was instantly resubmitted for review and was then approved. I am so grateful that I chose this insurance for my pet.

I cannot say enough good things about Embrace. As long as I have provided documentation for emergency vet visits, my claims have been covered at the rate I agreed to when I decided to purchase this insurance. I will never be without emergency vet insurance again!

I've been using Embrace for my two dogs for about a year and a half. My dogs have been healthy with no major claims. Yet, my premiums went up a whopping 60% after 1 year. I contacted the company as to why and only received a standard cookie cutter response about inflation, etc. A 60% increase in one year is completely unjustified. In addition, for one of my dogs they determined that anything related to the mouth, teeth, etc. will never be covered because a vet noted "some yellowing of the teeth" on his very first pet visit when he was a 3 month old puppy. They determined anything mouth related to be a "pre-existing condition". Ridiculous! I wish I had started with a different pet insurance company. Shop elsewhere.

Easy to use.