Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,756

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Aaron

Without this my cat wouldn’t be alive

Without this my cat wouldn’t be alive. My cat got diagnosed with lymphoma at 4-5 years old. Without this insurance we wouldnt of been able to afford her diagnosis never mind her chemo. For essentially pennies a day I was able to save my cats life. And the ease of submitting a claim and approval process has made this the best insurance company I’ve ever dealt with.
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1

out of 5

POSTED: | BY: kirt cottrell. Coastal Cleane

Trys not to pay terrible run Kirt…

Trys not to pay terrible run Kirt Cottrell and Bear. Run
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5

out of 5

POSTED: | BY: Dee J

embrace overall is a good pet insurance…

embrace overall is a good pet insurance company. the only issue i have had it when they request info from my vet's office they seem to have trouble matching the info sent to my claims and that delays the process.
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5

out of 5

POSTED: | BY: Jess

Embrace gives you peace of mind

I love that with Embrace you only have to meet your deductible once per year, and then you are covered. My dog had quite a few unforeseen issues this year, and if I didn’t have this insurance, I would have had to make some tough choices that would’ve been very stressful and emotional.
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1

out of 5

POSTED: | BY: Heather Vahovich

Beyond disappointing as a USAA customer…

Beyond disappointing as a USAA customer it’s over a week now and today alone 20 emails asking for the EXACT SAME reports from multiple embrace employees when will this stop or am I being flooded since they forgot it’s critical care one hospital visit and an excuse not to pay. Please treat customers better and pay out.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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