5
out of 5
POSTED: | BY: Erik Cloutier
App is simple to use
App is simple to use, team is responsive
Read more on Trustpilot
4.9
out of 5
Number of reviews 20,006
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: John King
Embrace pet insurance is the very best…
Embrace pet insurance is the very best pet insurance you can invest in. It is much better than even my health insurance! Embrace processes, the claims immediately. They keep you informed the minute you submit a claim. The rates are excellent. I would look no further.
5
out of 5
POSTED: | BY: Kim Vela
The agent was very knowledgeable…
The agent was very knowledgeable answered all my questions. All my claims so far I’ve gone through quickly and the monies in the bank highly recommend.
5
out of 5
POSTED: | BY: Gabriela Castillo
We received excellent customer service…
We received excellent customer service and were reimbursed for the surgery done to Ripple.
1
out of 5
POSTED: | BY: Lolo
you get to choose your plan coverage
Decided to sign up for Embrace because you get to choose your plan when i signed up i was quoted $29 a month then 2 months later when my dog had to get a check up due to skin disorder possibly from allergies so I filed a claim with Embrace.
10 days to the review i get an email saying oops sorry we had your dog as half breed and not a full breed German Shephard so your plan is now $59 a month.
I was vivid but what can you do I informed her how unprofessional that was and when I signed up I checked German Shephard so for them to say they mad a mistake. I have a feeling now I will be stuck with them because if I go elsewhere the other pet insurance does not honor pre-existing conditions.
Will not recommend
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.