Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,755

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Thomas Terrazas

Make sure you do your research on pre…

Make sure you do your research on pre existing conditions. My French bull dog had a slight ear infection when we did his initial wellness exam and according to their terms any Dermatologic condition is not covered for 12 months. I paid out of pocket 700$ and they didn’t cover any of it. Sad since I pay almost 100$ a month for absolutely nothing. They did not warn me about this when I got coverage initially so I feel completely scammed out of thousands of dollars.
Read more on Trustpilot
5

out of 5

POSTED: | BY: R Devine

OUTSTANDING Pet Insurance and Super Easy Claims Process

Reasonable pet wellness and insurance rates. Submitted our most recent claim for reimbursement for both our dogs annual wellness visits...filed claim on super easy website, Embrace reimbursed on the same day direct deposit, simply amazing!!! I would highly recommend for both wellness and insurance on your dog.
Read more on Trustpilot
5

out of 5

POSTED: | BY: Kathleen Solbrig

First time opted to purchase pet…

First time opted to purchase pet insurance. Over thirty years paid many vet bills for cats. With two new purebred kittens researched many and chose Embrace. They are always there for you if you have to call. Website very easy to follow, submit claims, etc. They are proactive in handling of claims. Have had just six months and very pleased. Peace of mind is worth it. 10% off for add on pets.
Read more on Trustpilot
5

out of 5

POSTED: | BY: Adan

Helped cover emergency vet visit

I've had Embrace pet insurance for several years. My cat needed an emergency vet visit. Filing the claim with Embrace was super easy and took about five minutes. The claim was paid within a few days. I'm very happy about how well the whole process went.
Read more on Trustpilot
4

out of 5

POSTED: | BY: sa

Been with them almost 10 years , almost purfect

Been with them almost 10 years . Our cat just passed away and they have been really good and highly recommend . end process took a little time and if your policy renews and you had a medicine dated prior to new policy renewal date and medicine arrives after the new date kicks in they will not honor it . Had to take 1 star off for that , That does not make any sense and there just trying to avoid you . Donated the medicine that was never used . Thank you for the plant seeding card , That was very nice !
Read more on Trustpilot
Please leave a review

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
Provider website

Get a quote today

Leave a review