5
out of 5
POSTED: | BY: Erica
Great insurance offering
Great insurance offering
Read more on Trustpilot
4.5
out of 5
Number of reviews 12,063
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Adrian
Recommend for pet insurance
Fast, easy, painless and fair. I lost my darling cat in the end and I was very great-full that dealing with the insurance was seamless and did not add to an already difficult situation.
5
out of 5
POSTED: | BY: Kevin Dua
Review of ASPCA
Great customer service; fast support; kind approach; easy to understand
5
out of 5
POSTED: | BY: Deanna Ashcraft
They are quick to process and pay out…
They are quick to process and pay out your claims. Fill out the form online and attach your supporting documents and you have your payment direct deposited in your account quickly. Our last one was within a week
5
out of 5
POSTED: | BY: Angie M
Happy dog mom
Excellent customer service, competitive rates, and great coverage make ASPCA insurance the right one for my big baby. I have had this insurance for over 2 years and it has more than paid for itself. My dog has had to have 3 surgeries and had some bladder issues. Insurance covered them all. And customer service has contacted me several times just to ask how my baby was doing. I am very pleased.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.