5
out of 5
POSTED: | BY: Diane Romano
They make it easy to submit claims
I would recommend this insurance to anyone. They make it easy!
4.5
out of 5
Number of reviews 12,065
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Judith Cimaglio
ASPCA outranks previous pet insurance I’ve had by a landslide.
I’ve had VPI/Nationwide for 17 years with our llaso mix. It was always a hassle processing claims.....and then they wound up not covering legit claims.
I support ASPCA during the year...so why not go with their name on the insurance. Our first claim with our new rescue was so sudden and lasted a week. The bills added up quickly. Finally we got our Genny better and I waited awhile to fax the claim. Within a few weeks, the covered claim was direct deposited into my checking account. Very satisfied.
5
out of 5
POSTED: | BY: KB
ASPCA Pet Health Insurance customer…
ASPCA Pet Health Insurance customer service is always very helpful! And they make filing a claim for reimbursement a very simple and fast process.
5
out of 5
POSTED: | BY: Lori Velasco
TPLO Surgery
TPLO Surgery
You were here when we needed you!
Having an emergency surgery and really not worrying about getting reimbursed is beyond comforting.
Thank you
5
out of 5
POSTED: | BY: penelope
They were very supportive during a…
They were very supportive during a medical crisis with our dog. Very satisfied with service
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.