5
out of 5
POSTED: | BY: Kristof Znyk
Great service
Great service
Read more on Trustpilot
4.5
out of 5
Number of reviews 12,065
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Nancy
Happy I had pet insurance
My Rollo Noel had a huge amount of large purple cysts in both ears which, according to my vet, could lead to losing his hearing. The cysts were close to his ear drum. Because I had insurance, a specialist was called to my vet's office to operate on Rollo. She was able to remove the cysts and save his hearing. After a month of visits, he is now just fine. I was reimbursed within a period of ten days for this very expensive surgery.
4
out of 5
POSTED: | BY: nicole
Over all good experience
The only issue i seem to have is I will provide all the proper paperwork and then I call bc I get an email stating the claim is waiting on more information. When I call the information they are requesting is usually there so I'm confused why some people can see the paperwork while others seem to not be able to
5
out of 5
POSTED: | BY: Bea
The entire process is friendly and easy.
The entire process is friendly and easy.
5
out of 5
POSTED: | BY: Mitchell Sukoff
Excellent
Excellent they always pay within 3 weeks. But the best part was that they send the check directly to my vet so I don’t need to lay out the funds and wait for the money to come
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.