5
out of 5
POSTED: | BY: Della Venable
Easy to apply
Easy to apply. Straightforward quote when entering info about my dog.
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4.5
out of 5
Number of reviews 12,065
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1
out of 5
POSTED: | BY: Violet Skies
Awful Pet Insurance
Awful pet insurance. Save your money & avoid yourself tons of aggravation. Customer Service is completely lacking. Untimely claim processing, bogus denials. Many grievances, disputes, and appeals. I believe this pet insurance is about to go "belly-up" so Consumer Beware. If your in the market, do not consider ASPCA Pet Insurance as an option. C&F Insurance Agency administers the policies for this pet insurance. If you enjoy throwing away your hard earned money, then this is your best option.
1
out of 5
POSTED: | BY: Shayra Lafuente
They have no problem automatically…
They have no problem automatically taking your payments but when it comes to doing their job it takes more than 3-4 months to process a single simple claim! BEWARE!!!
1
out of 5
POSTED: | BY: Jason Johnson
I have been trying to have a claim paid…
I have been trying to have a claim paid for over 3 months now. They keep requesting the same information that has already been provided multiple times. The customer service assured me every time that they have everything they need then I receive an email asking for what has already been provided. They reimbursed me for all the small claims, but after my dog had surgery they seem to refuse to process this claim. I don’t know what’s going on but I would tread cautiously
4
out of 5
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.