5
out of 5
POSTED: | BY: DC
Pretty quick
Pretty quick. I would love if my vet processed the claims but they do not! But other than that pretty easy.
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4.5
out of 5
Number of reviews 12,092
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Renee Priore
Changing Pet Insurance
The information was very easy to understand and questions were answered
throughly!
5
out of 5
POSTED: | BY: Jose Martinez
Awesomely nice.great policy price
Awesomely nice.
5
out of 5
POSTED: | BY: Charles
Process was very easy
The process of selecting the particular coverage I wanted was very easy. I could adjust the deductible and/or the percentage of reimbursement and immediately see the change in the monthly premium. Well done!
3
out of 5
POSTED: | BY: TE
I haven't used the insurance yet but...
I haven't used the insurance yet. I'm sure it's good. But I had some difficulty getting a response to a question. I didn't get a response by email and it was arduous getting information via a phone conversation. I was put on hold over 12 minutes after being transferred to someone.
It's all worked out now. I hope for the best.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.