5
out of 5
POSTED: | BY: Maggie Motkowski
easy and convenient
easy and convenient
Read more on Trustpilot
4.5
out of 5
Number of reviews 12,092
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: gerald
Just switched from NATIONWIDE
Just switched from NATIONWIDE
Hope they are at least as good
4
out of 5
POSTED: | BY: Tracy Box-Netters
Just signed up for insurance...Hoping…
Just signed up for insurance...Hoping this will be a awesome experience!
5
out of 5
POSTED: | BY: Katherine Buhrer
First experience with ASPCA insurance
So far my experience with ASPCA Pet Health Insurance has been so easy. I filled out the application online, spoke to a real person and got everything in order over the phone. The phone rep answered all of my questions, knew her product ( horse insurance) and was very personable. Hopefully I never have to interact again, except to add another horse to my policy! It is a relief knowing my horse is protected if an emergency arises.
5
out of 5
POSTED: | BY: Louis Richard
Purchase follow up conversation
I received a call that was accompanied by "possible spam" alerts. Something told me to answer call anyway, I am glad I did. The nicest guy was on the phone,introduced himself and thanked me for purchasing pet insurance. We talked for about half hour like old friends. He tolde me he has worked for this company for six years and it was a good company. This was so refreshing. Thank you much for having a company with integrity and great employees. I sharing this with all my pet loving friends
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.