ASPCA | Pet Insurance Review

4.5

out of 5

Number of reviews 12,140

ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice. Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Kareen Santana

I called customer service to add the…

I called customer service to add the preventive pet care that is free and I waited literally for 20 minutes on the line on hold hoping I could speak to a customer service representative. The machine tells you if you want to be called back, and they will hold your spot on line. I couldn't wait on hold anymore so I did that option. They did not call me back, in fact I am still waiting on hold. Due to this, I am cancelling this service and will go with another company for my pet insurance. This is ridiculous! I could only imagine how my family would be treated if one of my kittens got hurt, and by the way I have two female precious kittens who we love to death, which is why we purchased medical insurance in the first place. Good luck to everyone else who has had a positive experience, however for us, this is our first time purchasing pet insurance, and our first time owning cats. We are dog people. Our beloved Richie, my siberian husky died of cancer. We didn't have pet insurance and could not afford chemotherapy for him. They wanted 10.000 dollars for it. Absolutely not, Richie was 12 1/2 yrs old, a senior dog who we had since he was four months old. Quite frankly, pet insurance did not exist when we got him in 2007, now we go to purchase pet insurance and we get no call backs or responses? I am sorry, but I will not take chances with my babies.
5

out of 5

POSTED: | BY: Daniel

ASPCA Pet Insurance was an easy process…

ASPCA Pet Insurance was an easy process to sign up for and has wonderful coverage!
4

out of 5

POSTED: | BY: Mabel Sanchez

They send me the information few times…

They send me the information few times until I decided to sign for insurance. Very loyal it seems. I hope the service will be that good as marketing.
5

out of 5

POSTED: | BY: Solibel Garcia

Great customer service

Great feedback from aspca i had a lovely lady call me and explain my coverage and to answer any questions i may have had.

Monthly Cost

Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.

Coverage

The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%

Payout Limits

Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option. No lifetime limits.

Deductible

$100, $250 or $500 annually.

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered. ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment. If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee. Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents. Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice.  Preventive Care is available at an additional cost.

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