ASPCA | Pet Insurance Review

4.5

out of 5

Number of reviews 12,091

ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice. Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Angela

Disappointed and disheartening

Was very excited when getting this insurance for our dog. However the unfortunate happened and our dog was rushed to an emergency vet In The middle of the night. This happened in the 14 day period even thought you took my premium payment and my policy was active. We were previously enrolled with spot pet ins and I wish that the representative would have explained this further as I would have continued my policy with spot until this policy took effect. This was unfortunate luck and a hospital visit that cost us $2000 with no help from aspca in which we are current and paid but fell into a loop hole. Very disappointed and disheartening
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4

out of 5

POSTED: | BY: Donna Oals

It takes you to long to process a claim…

It takes you to long to process a claim to Reimburse your clients.
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5

out of 5

POSTED: | BY: Susan Moore

I love ASPCA

I love ASPCA. Their insurance for my pet has been better then aby insurance I've had. They care about you and your pet and their claims are done in a timely manner. Thank you ASPCA
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4

out of 5

POSTED: | BY: Beverly Pitt

I just recently purchase insurance for…

I just recently purchase insurance for my horse. This insurance was so easy to understand and also very affordable. I hope i never have to use it but so glad its there if I need it.
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5

out of 5

POSTED: | BY: Dalton Ballenger

Love it

Great price. Easy claims process. Covers dental problems related to disease. Best pet insurance out there!
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Monthly Cost

Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.

Coverage

The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%

Payout Limits

Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option. No lifetime limits.

Deductible

$100, $250 or $500 annually.

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered. ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment. If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee. Accident-Only coverage available.
ASPCA Pet Insurance detail
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents. Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice.  Preventive Care is available at an additional cost.
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