4
out of 5
POSTED: | BY: Galvan Fam
I had no problem signing up
I had no problem signing up. Just one thing, I still haven’t gotten my contract.
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4.5
out of 5
Number of reviews 12,091
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Jack Boyd
Very easy process to sign up our…
Very easy process to sign up our precious pets for health insurance. The website navigation was easy and the choices were very clear, detailed and concise. Thank you for a great experience.
4
out of 5
POSTED: | BY: Toni-Anne
I haven't submitted a claim yet
I haven't submitted a claim yet, so I can't rate on reimbursement. The insurance does cover a lot of things. Time will tell. I also would have liked if they had an insurance card. I know we pay up front and then submit the claims to ASPC Pet Health Insurance, but, it would have been nice to have a card for my wallet.
5
out of 5
POSTED: | BY: Larry Stumpf
The process of getting and…
The process of getting and understanding the insurance for our pet was easy to do and understand.
5
out of 5
POSTED: | BY: Harold Palmer
Website was easy to use
Website was easy to use.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.