3
out of 5
POSTED: | BY: Nick
Was on hold for 1 hour and 33 minutes
Was on hold for 1 hour and 33 minutes
Read more on Trustpilot
4.5
out of 5
Number of reviews 12,065
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Bruce Pelton
A Great Deal from a Great Organization
Good explanations of benefits, fair price, easy signup
4
out of 5
POSTED: | BY: Nasrin Shields
Very easy to contact and easy process…
Very easy to contact and easy process to get insurance from ASPCA and also staff was very nice and had very good communication and explained very well.
5
out of 5
POSTED: | BY: Erick Jimenez
Thank your a accessible entry to…
Thank your a accessible entry to healthcare for my animal !!
Sincerely ,
Erick Jimenez
4
out of 5
POSTED: | BY: Diana L
We have yet to use or need pet insurance. I trust the ASPCA, which guided the policy choice.
I have not had the opportunity or need to use our new ASPCA pet health policy. I chose the "basic" plan as I am most concerned about coverage in case of a major health issue or injury. The policy seemed to cover what I believe would be helpful in a "major" situation. I trust the ASPCA which is what guided my final selection.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.