5
out of 5
POSTED: | BY: Customer
Put in a claim
Put in a claim, 7 days later i was paid. Fast service would recommend.
Read more on Trustpilot
4.5
out of 5
Number of reviews 12,063
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4
out of 5
POSTED: | BY: Wendy S Mann
Better coverage at s better price
I trust ASPCA; they rescue thousands of animals every day! Also when I read the policy it looked really good at a better price
4
out of 5
POSTED: | BY: Bspon
I spent the better part of a Sunday…
I spent the better part of a Sunday afternoon researching multiple pet insurance policy’s. There were pros and cons to each of them, as there would be with anything involving insurance. However, for me the pros for the ASPCA’ monthly premiums, deductible, reimbursement options, and finally the waiting period until the plan is effective outweighed the cons. I liked that you can tailor your plan to your pets specific needs. All the while making sure that you have enough coverage, and the deductible you’re comfortable having to come out of pocket for annually. The one downside, or inconvenience is that the claims aren’t handled by the veterinarians office. Each qualifying visit requires you to gather all the information for the form to be completed, and then send it to the claims center for review to get reimbursed. Other than the additional steps you as the owners have to take for the claims process, it seems to be a pretty solid choice.
5
out of 5
POSTED: | BY: Rosine Nalbantian
I am so happy to have this insurance
I am so happy to have this insurance
5
out of 5
POSTED: | BY: Cody Freese
Freebie
This will give me the piece of mind I need when my cat somehow finds things he shouldn’t be getting into
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.