5
out of 5
POSTED: | BY: Sherrell Wilson
Overall good so far .
Overall good so far .. no problems channeling or navigating through app
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4.5
out of 5
Number of reviews 12,063
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Lyn
Every question was answered
Every question was answered, and information given I wasn’t even aware that was important.
5
out of 5
POSTED: | BY: Sylvia Evans
So far, So good!
I’m new to ASPCA pet insurance, but not pet insurance from other companies. So far, the entire entry process has been seamless. Applying for my first claim has been much easier than with previous insurance. One of the most significant selling points for me was to have pet insurance through an organization that handles pets only. Not to mention an organization that specializes in animal rescue.
The prices are reasonable, and the options to add to your policy are excellent. Also, knowing my dog has a pre-disposition for hip dysplasia gives me a piece of mind that I won’t go into debt with veterinarian bills, even if he never develops it.
I had a former pet that was my best friend. She got melanoma on her tongue, which, if undetected, would have killed her quickly. As you can imagine, the vet bills were astronomical, and so was the aftercare.
When I got my new puppy, knowing he was pre-disposed to certain conditions because of the breed, I did not want to go through the financial hardship I went through with my former pup.
The result for my previous pup was a happy long 14 years of life. She did not die from melanoma but rather from old age and kidney failure. She gave me 14 years of unconditional love, which is priceless.
5
out of 5
POSTED: | BY: customer
Enrolling and registering my cats was…
Enrolling and registering my cats was easy.
5
out of 5
POSTED: | BY: All for My Dogs
Punctual Claim Completion
Claim process was performed punctually.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.