5
out of 5
POSTED: | BY: Lori Tostenson
so far easy to sign up
So far easy to sign up
Read more on Trustpilot
4.5
out of 5
Number of reviews 12,062
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: KMD
We trust ASPCA pet insurance
There are a ton of pet insurance options out there but we have been continuously satisfied with ASPCA! Claims are easy to fill out and our vet and ASPCA work easily together to get the documents they need to process a claim. If ASPCA has questions about your claim, that is communicated to you so you can provide more information.
5
out of 5
POSTED: | BY: customer
Easy to use
It was easy to choose the different categories and see what you would pay with each selection you made, and they also offered wellness insurance.
5
out of 5
POSTED: | BY: Suzanne Masheeco
Just enrolled my cat!
I looked at so many different pet insurance plans and was becoming very frustrated because of the expensive premiums with low coverage they offered. A friend suggested I check out ASPCA Pet Insurance. I did and couldn't believe how much better it is compared with the other plans! I enrolled my cat right away. It was easy. I called Customer Service with one question and spoke with such a nice representative who was very helpful and friendly. I haven't made any claims yet! Thank you for offering such a great pet insurance plan! Five stars so far!
5
out of 5
POSTED: | BY: Vanessa Gleaves
my cat is heathey as a horse .
my cat is heathey as a horse .
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.