ASPCA | Pet Insurance Review

4.5

out of 5

Number of reviews 12,062

ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice. Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: melanie sloan

I recommend ASPCA pet insurance to…

I recommend ASPCA pet insurance to anyone who has pets. Love ❤️ the company.
3

out of 5

POSTED: | BY: Mark

I have not received any information…

I have not received any information about Pipers insurance. Please provide details a link or something that verifies her enrollment.
5

out of 5

POSTED: | BY: Jeff Hook

The process was easy

The process was easy, didn't feel rushed or pressured to make a decision and now I have piece of mind related to our new puppy.
5

out of 5

POSTED: | BY: Ashley Skura

Great Service

ASPCA insurance is well worth the price! Claims are easy to make and turn around payments are prompt! Highly recommend to anyone!
5

out of 5

POSTED: | BY: Rose Sekulovich

We have had a couple of claims for one…

We have had a couple of claims for one of our dogs this year-she needed surgery as well as some tests pre and post-operatively. ASPCA Pet Health Insurance handled our claims very quickly, which was very much appreciated. Thanks for helping us care for one of our family members!

Monthly Cost

Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.

Coverage

The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%

Payout Limits

Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option. No lifetime limits.

Deductible

$100, $250 or $500 annually.

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered. ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment. If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee. Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents. Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice.  Preventive Care is available at an additional cost.

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