ASPCA | Pet Insurance Review

4.5

out of 5

Number of reviews 12,136

ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice. Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: 130skyline

Don’t buy…

We have 2 pets on this insurance one of them had a issue supposedly mouth infection and the vet they send em out without medication didnt notifed us about the issue 4 months later they he’d to extract 4 tooth’s 2 months prior to this we add it pet insurance tired going to the vet and pay 5-6 hundred dollars every time went there couple of times our deduction was 500 and they approved the 2 visits when he got his tooth pulled they asked for the records just to find a loop whole so they don’t want to pay and since this was existing they didn’t covered when he went back for blood work to check how was he doing they didn’t covered that even since this was connected to that they didn’t approved this either I payed almost 14 hundred dolllars for the year and they won’t cover anything I cancelled Don’t get robbed they always look for a loop whole
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5

out of 5

POSTED: | BY: Winona Castrillo

Customer service was knowledgeable and…

Customer service was knowledgeable and easy to reach.
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1

out of 5

POSTED: | BY: Spam

Don't sign up or quote through them

Don't sign up or quote through them. Once they have your email you will be spammed even if you change your preferences
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5

out of 5

POSTED: | BY: Maryann Gachetti

Knowledge employee

Knowledge employee
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Monthly Cost

Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.

Coverage

The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%

Payout Limits

Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option. No lifetime limits.

Deductible

$100, $250 or $500 annually.

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered. ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment. If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee. Accident-Only coverage available.
ASPCA Pet Insurance detail
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents. Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice.  Preventive Care is available at an additional cost.
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