5
out of 5
POSTED: | BY: AnnMarue
It was easy to sign up and get the…
It was easy to sign up and get the coverage I want
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4.5
out of 5
Number of reviews 12,063
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4
out of 5
POSTED: | BY: lorraine Severin
I would have done a 5 star
I would have done a 5 star, bought they have no one to respond on the weekends. (new policy) Other than that, no problem.
5
out of 5
POSTED: | BY: Donna Bedard
They make it so easy to submit your…
They make it so easy to submit your claims and the direct deposit is a great feature.
4
out of 5
POSTED: | BY: Lawrence Freundlich
My vet not listed…
perfect except that my vet was not listed among your
correspondents. I would like to have been able to type in the vet's info rather than having to wait for the filing of my first claim
3
out of 5
POSTED: | BY: Faye Malone
I find it funny (odd) that you can send…
I find it funny (odd) that you can send me this email, because your website tells me, when I try to log on that all of my emails are invalid. Apparently it's missing from your server from what I've read about it. I do know that I can't fix the problem. Normally I would give you 5 big stars.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.