5
out of 5
POSTED: | BY: Joshua Barnhouse
Fast reimbursements
Fast reimbursements. Trying to keep my big boy healthy. Very much appreciated
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4.5
out of 5
Number of reviews 12,063
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
2
out of 5
POSTED: | BY: Jhonah Felipe
I sent an email regarding the app and…
I sent an email regarding the app and logging in online and no one got back to me.
4
out of 5
POSTED: | BY: Sarah Tudela
GREAT customer care
GREAT customer care. Only problem was it took a long time to process claims. Payment came quickly once processed.
4
out of 5
POSTED: | BY: Karin Hanson
As of yet my 'soon to be emotional…
As of yet my 'soon to be emotional support dog' has not yet come to live with me but I will be getting her this upcoming weekend. So at this point I haven't had any use for my new ASPCA Pet Health Insurance. I purchased the pet insurance ahead of obtaining my little Auni so that she is protected from the moment she comes to live with me.
5
out of 5
POSTED: | BY: Diana L.
Recently purchased
I recently purchased the pet insurance and wellness insurance and have yet to use it. My puppy’s first appointment is next week. I chose your company because of the reasonable rates and the high rating you have from other customers.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.