ASPCA | Pet Insurance Review

4.5

out of 5

Number of reviews 23,435

ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice. Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lauren

Life saving insurance!

I have had ASPCA insurance since my dog, Maggie, was a puppy. I signed her up because she kept getting digestive issues while drinking water every where we walked. I chose ASPCA because it was a company that had been around for a long time and offered insurance even when the dog was a senior. I donate to the local ASPCA shelter and I truly believe this company cares about pets! My dog got seriously hurt in October by falling in a hole. She needed intense surgery. She has been operated on and is healing very well. Her bill was expensive and ASPCA Pet insurance made it possible for this six year old dog to live a quality life. My vet has ASPCA pamphlets on the reception desk. I pick them up and hand them out because this insurance company has been so good to us! I would recommend them to anyone!
5

out of 5

POSTED: | BY: Karen

Great Service

Very happy with the coverage and personal support. Highly recommend everyone with a pet take advantage of this service.
5

out of 5

POSTED: | BY: Linda

Excellent return on mimimal monthly fee

I just took the ASPCA out last July. My 4.5 yr old Tuxedo male, Max, was severely injured having the hip ball completely dislocated outside the ball of the hip and pressing against his pelvic bone. He was in incredible pain. Bottom line: specialist surgery. I never would have been able to cover these costs without this insurance. I did not know what it would pay and they stepped up grandly and were also so caring and concerned over what I was going thru as well as Max. Thank you.
5

out of 5

POSTED: | BY: Timur

ASPCA is the BEST!!!

General, I don't have any negative comments about ASPAC Insurance. We are so happy to have this insurance. Thank You ASPCA for your help to keep our dog live.
5

out of 5

POSTED: | BY: MJE

Excellent service overall

Excellent service overall
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Monthly Cost

Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.

Coverage

The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%

Payout Limits

Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option. No lifetime limits.

Deductible

$100, $250 or $500 annually.

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered. ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment. If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee. Accident-Only coverage available.
ASPCA Pet Insurance detail
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents. Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice.  Preventive Care is available at an additional cost.
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