ASPCA | Pet Insurance Review

I got a 10 week old Corgi and knew I was going to need some backup. I also knew that getting her fixed would be expensive and any help insurance could do would make a difference. I researched a bunch of different insurance companies and was attracted to ASPCA - especially since I have donated to the organization in the past. It has been a huge help! My little Corgi with her short little legs managed to get onto the dining room table and sampled 5 different chocolate bars, including a specialty Madagascar 60% cacao bar that was the worst thing possible. Having ASPCA insurance made the traumatizing experience financially manageable with about 80% reimbursed. I do live in San Diego so the vet bills have exceeded what the insurance deems reasonable, but better then not having insurance and having to pay fully out of pocket.

I have 3 pugs. I am thankful for the coverage I have with aspca. I recommend it highly

ASPCA pet insurance works well for us. Claims are super easy and processed so quickly. We like being able to check the status and getting email updates. I can't imagine not having pet insurance! Great value!

I switched to ASPCA about a year ago. Normally coverage was marginal with my old insurer and the payment to premium ratio was close. ASPCA is faster and the payout ratio is much better. My dog is usually very healthy but this year we had a temporary problem and the cost was very high. ASPCA took the sting out of that.

Reimbursement for cat medical expenses has gotten better. Now dental is covered and the per-incident amount is more, which is helpful. The only thing I would improve is perhaps prescription food. I have chronic/on going care insurance for my older cat, and her medical is covered, but not the food she needs to be on, which is very important (kidney disease).